Splash (splash.tf) is a small instant cryptocurrency exchange supporting Bitcoin, Ethereum, Monero, and Dai. It applies no KYC or AML checks, doesn't log IP addresses, automates refunds for out-of-range deposits, and backs its swaps with publicly visible reserves plus an independent third-party escrow guarantee.
★★★★★
More details +
Privacy & KYC
9.5
Liquidity & Custody
8
Pricing
9
Execution
6.5
Transparency & Recourse
6
PROS:
Completely KYC-free; no email, account, or ID required at any step
Genuinely light on tracking, confirmed by a full network recording rather than just a policy claim
Core swap works without JavaScript
Sent more than quoted, and Splash still calculated the full amount instead of capping it
Every order comes with a verifiable, signed Letter of Guarantee
Payout rate landed about 0.39% ahead of the CoinGecko reference in our test
CONS:
Limited currency selection (BTC, ETH, XMR, DAI only).
Roughly 32-minute wait after BTC confirmation, well past the “about one minute” claim
Letter of Guarantee doesn’t cover rate, fee, or amount, so it’s weak in a payout dispute
The reserve wallet behind payouts is identifiable and linkable on-chain
No company name, or legal jurisdiction listed anywhere
Swapuz is an instant cryptocurrency exchange operating since 2021 that lets users swap coins without an account. It supports Monero and over 770+ cryptocurrencies, screens transactions through Chainalysis, and offers a self-service address check before sending funds. The US, Canada, and the UK are blocked by IP.
Xchange.me is an anonymous cryptocurrency exchange running since 2017 that supports Monero along with several other privacy coins, including Dash, Zcash, Firo, Oxen, and Beldex. It requires no account, uses floating rates only, offers a CLI tool and open API, and is reachable over Tor.
