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SALT Lending, short for Secured Automated Lending Technology, has been issuing crypto-backed loans since 2016, built on the idea that your collateral matters more than your credit score. Choose your own LTV tier, pay no origination or prepayment fees, and earn SALT token rewards for keeping your ratio conservative.
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Strike Lending lets you borrow dollars against Bitcoin without selling it, through a standard loan, a revolving line of credit, or a newer volatility-proof option that removes price-triggered liquidations entirely. No prepayment fees on any of them, and everything runs through the Strike mobile app.
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Unchained offers Bitcoin-backed loans built on collaborative custody, a 2-of-3 multisig vault where you hold one key, Unchained holds another, and an independent third party holds the last. That structure makes it mathematically impossible for anyone to move or rehypothecate your Bitcoin without your signature. As of 2024, lending is limited to business entities only.
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